/* Phase 01 — Loans Hero */
.loans-page, .loans-page * { box-sizing: border-box; }
.loans-hero { position: relative; isolation: isolate; overflow: hidden; padding: 5rem 0; background: #f8fafc; }
.loans-hero__texture { position: absolute; z-index: -1; inset: 0; width: 100%; height: 100%; color: #20b15a; opacity: .1; pointer-events: none; }
.loans-hero__container { width: min(100% - 3rem, 1280px); margin: 0 auto; }
.loans-hero__content { text-align: center; }
.loans-hero__eyebrow { display: inline-flex; padding: .45rem .85rem; border-radius: 999px; background: #e8f7ee; color: #15157e; font-size: .75rem; font-weight: 800; letter-spacing: .08em; text-align: left; }
.loans-hero__content h1 { max-width: 860px; margin: 1rem auto 0; color: #15157e; font-size: clamp(2.15rem, 4.6vw, 3.25rem); font-weight: 800; line-height: 1.15; }
.loans-hero__content h1 span { color: #20b15a; }
.loans-hero__subheadline { margin: 1rem auto 0; color: #20b15a; font-size: clamp(1.05rem, 2vw, 1.3rem); font-weight: 700; line-height: 1.45; }
.loans-hero__description { max-width: 760px; margin: .85rem auto 0; color: #475569; font-size: 1rem; line-height: 1.65; }
.loans-hero__highlights { display: flex; justify-content: center; gap: .75rem; margin: 1.5rem 0 0; padding: 0; list-style: none; }
.loans-hero__highlights li { padding: .55rem .8rem; border: 1px solid #b7e7ca; border-radius: 999px; background: #fff; color: #15157e; font-size: .88rem; font-weight: 800; }
.loans-lead-form { margin: 2.25rem auto 0; padding: 1.5rem; border: 1px solid #dbe5f0; border-radius: 1rem; background: #fff; box-shadow: 0 12px 28px rgba(21, 21, 126, .08); }
.loans-lead-form__heading h2 { margin: 0; color: #15157e; font-size: 1.35rem; font-weight: 800; }
.loans-lead-form__heading p { margin: .35rem 0 0; color: #64748b; font-size: .9rem; }
.loans-lead-form__fields { display: grid; align-items: end; gap: 1rem; margin-top: 1.25rem; }
.loans-form-group { min-width: 0; text-align: left; }
.loans-form-group label { display: block; margin-bottom: .45rem; color: #15157e; font-size: .82rem; font-weight: 700; }
.loans-form-group label span { color: #20b15a; }
.loans-form-group input { width: 100%; min-height: 46px; padding: .75rem .8rem; border: 1px solid #cbd5e1; border-radius: .6rem; background: #fff; color: #15157e; font: inherit; font-size: .95rem; }
.loans-form-group input::placeholder { color: #94a3b8; }
.loans-form-group input:focus-visible, .loans-lead-form__submit:focus-visible { outline: 3px solid #20b15a; outline-offset: 2px; border-color: #20b15a; }
.loans-form-group input[aria-invalid="true"] { border-color: #dc2626; }
.loans-lead-form__submit { min-height: 46px; padding: .75rem 1.25rem; border: 0; border-radius: 999px; background: #20b15a; color: #fff; cursor: pointer; font: inherit; font-weight: 800; transition: transform .2s ease, background-color .2s ease; }
.loans-lead-form__submit:hover:not(:disabled) { background: #168b46; transform: translateY(-2px); }
.loans-lead-form__submit:disabled, .loans-lead-form input:disabled { cursor: not-allowed; opacity: .72; }
.loans-form-response { min-height: 1.25rem; margin-top: .9rem; font-size: .9rem; line-height: 1.45; }
.loans-form-response.is-success { color: #166534; }
.loans-form-response.is-error { color: #b91c1c; }

/* Tier 1 — Small mobile */
@media (max-width: 360px) {
    .loans-hero { padding: 3rem 0; }
    .loans-hero__container { width: min(100% - 1.5rem, 1280px); }
    .loans-hero__content h1 { font-size: 2rem; }
    .loans-hero__highlights { flex-wrap: wrap; gap: .5rem; }
    .loans-hero__highlights li { font-size: .76rem; }
    .loans-lead-form { padding: 1.15rem; text-align: center; }
    .loans-lead-form__fields { grid-template-columns: 1fr; }
    .loans-form-group { text-align: center; }
}

/* Tier 2 — Standard mobile */
@media (min-width: 361px) and (max-width: 480px) {
    .loans-hero { padding: 3.5rem 0; }
    .loans-hero__container { width: min(100% - 2rem, 1280px); }
    .loans-hero__highlights { flex-wrap: wrap; }
    .loans-lead-form { padding: 1.35rem; text-align: center; }
    .loans-lead-form__fields { grid-template-columns: 1fr; }
    .loans-form-group { text-align: center; }
}

/* Tier 3 — Large mobile / phablet */
@media (min-width: 481px) and (max-width: 767px) {
    .loans-hero__container { width: min(100% - 3rem, 680px); }
    .loans-lead-form { padding: 1.5rem; text-align: center; }
    .loans-lead-form__fields { grid-template-columns: 1fr; }
    .loans-form-group { text-align: center; }
}

/* Tier 4 — Tablet */
@media (min-width: 768px) and (max-width: 1023px) {
    .loans-hero__container { width: min(100% - 4rem, 960px); }
    .loans-lead-form { padding: 1.75rem; text-align: left; }
    .loans-lead-form__fields { grid-template-columns: repeat(2, minmax(0, 1fr)); }
}

/* Tier 5 — Laptop */
@media (min-width: 1024px) and (max-width: 1279px) {
    .loans-lead-form { padding: 1.75rem; text-align: left; }
    .loans-lead-form__fields { grid-template-columns: 1.1fr 1fr 1.15fr auto; }
}

/* Tier 6 — Large desktop */
@media (min-width: 1280px) {
    .loans-hero { padding: 5.5rem 0; }
    .loans-lead-form { padding: 1.9rem; text-align: left; }
    .loans-lead-form__fields { grid-template-columns: 1.1fr 1fr 1.15fr auto; }
}

/* Phase 04 — Loans FAQ */
.loans-faq { padding: 5rem 0; background: #fff; }
.loans-faq__container { width: min(75%, 960px); margin: 0 auto; text-align: left; }
.loans-faq h2 { margin: 0 0 2rem; color: #15157e; font-size: clamp(2rem, 3.6vw, 2.65rem); font-weight: 800; line-height: 1.2; }
.loans-faq-item { border-bottom: 1px solid #e2e8f0; }
.loans-faq-question { display: flex; width: 100%; min-height: 56px; align-items: center; justify-content: space-between; gap: 1rem; padding: 1.15rem 0; border: 0; background: transparent; color: #15157e; cursor: pointer; font: inherit; font-size: 1.05rem; font-weight: 800; line-height: 1.45; text-align: left; }
.loans-faq-question > span:first-child { min-width: 0; }
.loans-faq-question__icon { display: inline-flex; width: 1.8rem; height: 1.8rem; flex: 0 0 1.8rem; align-items: center; justify-content: center; border-radius: 50%; background: #e8f7ee; color: #20b15a; font-size: 1.4rem; font-weight: 500; line-height: 1; transition: transform .2s ease, color .2s ease, background-color .2s ease; }
.loans-faq-question[aria-expanded="true"] { color: #20b15a; }
.loans-faq-question[aria-expanded="true"] .loans-faq-question__icon { background: #20b15a; color: #fff; transform: rotate(45deg); }
.loans-faq-question:focus-visible { outline: 3px solid #20b15a; outline-offset: 3px; }
.loans-faq-answer { max-height: 0; overflow: hidden; opacity: 0; transition: max-height .25s ease, opacity .2s ease; }
.loans-faq-answer.is-open { max-height: 700px; opacity: 1; }
.loans-faq-answer p { margin: 0; padding: 0 0 1.15rem; color: #475569; font-size: .95rem; line-height: 1.65; }

/* Tier 1 — Small mobile */
@media (max-width: 360px) {
    .loans-faq { padding: 3rem 0; }
    .loans-faq__container { width: 95%; }
    .loans-faq h2 { font-size: 1.8rem; }
    .loans-faq-question { font-size: .95rem; }
}

/* Tier 2 — Standard mobile */
@media (min-width: 361px) and (max-width: 480px) {
    .loans-faq { padding: 3.5rem 0; }
    .loans-faq__container { width: 95%; }
    .loans-faq-question { font-size: 1rem; }
}

/* Tier 3 — Large mobile / phablet */
@media (min-width: 481px) and (max-width: 767px) {
    .loans-faq__container { width: 95%; }
}

/* Tier 4 — Tablet */
@media (min-width: 768px) and (max-width: 1023px) {
    .loans-faq__container { width: min(75%, 800px); }
}

/* Tier 5 — Laptop */
@media (min-width: 1024px) and (max-width: 1279px) {
    .loans-faq__container { width: min(75%, 920px); }
    .loans-faq-question { font-size: 1.1rem; }
}

/* Tier 6 — Large desktop */
@media (min-width: 1280px) {
    .loans-faq { padding: 5.5rem 0; }
    .loans-faq__container { width: min(75%, 960px); }
    .loans-faq-question:hover { color: #20b15a; }
}

/* Phase 03 — Loan Products */
.loan-products { padding: 5rem 0; background: #f8fafc; }
.loan-products__container { width: min(100% - 3rem, 1280px); margin: 0 auto; }
.loan-products__header { max-width: 780px; margin: 0 auto; text-align: center; }
.loan-products__header h2 { margin: 0; color: #15157e; font-size: clamp(2rem, 3.6vw, 2.65rem); font-weight: 800; line-height: 1.2; }
.loan-products__header p { margin: .85rem auto 0; color: #475569; font-size: 1rem; line-height: 1.65; }
.loan-product-filters { display: flex; justify-content: center; gap: .75rem; margin-top: 1.75rem; }
.loan-product-filter { min-height: 44px; padding: .65rem 1rem; border: 1px solid #cbd5e1; border-radius: 999px; background: #fff; color: #15157e; cursor: pointer; font: inherit; font-size: .88rem; font-weight: 800; transition: color .2s ease, border-color .2s ease, background-color .2s ease; }
.loan-product-filter.is-active { border-color: #20b15a; background: #20b15a; color: #fff; }
.loan-product-filter:focus-visible { outline: 3px solid #15157e; outline-offset: 2px; }
.loan-products__grid { display: grid; margin-top: 2.5rem; }
.loan-product-card { --loan-icon-bg: #15157e; --loan-icon-color: #f5b942; min-width: 0; padding: 1.4rem; border: 1px solid #e2e8f0; border-radius: 1rem; background: #fff; box-shadow: 0 8px 18px rgba(21, 21, 126, .05); }
.loan-product-card[hidden] { display: none; }
.loan-product-card__top { display: flex; align-items: flex-start; justify-content: space-between; gap: .8rem; }
.loan-product-card__icon { display: inline-flex; width: 3.1rem; height: 3.1rem; flex: 0 0 3.1rem; align-items: center; justify-content: center; border-radius: .75rem; background: var(--loan-icon-bg); }
.loan-product-card__icon svg { width: 1.65rem; height: 1.65rem; fill: none; stroke: var(--loan-icon-color); stroke-linecap: round; stroke-linejoin: round; stroke-width: 1.9; }
.loan-product-card__badges { display: flex; flex-wrap: wrap; justify-content: flex-end; gap: .35rem; }
.loan-product-card__badges span { padding: .3rem .48rem; border-radius: 999px; background: #eef2ff; color: #15157e; font-size: .67rem; font-weight: 800; line-height: 1.2; }
.loan-product-card h3 { margin: 1.1rem 0 0; color: #15157e; font-size: 1.12rem; font-weight: 800; line-height: 1.35; }
.loan-product-card p { margin: .65rem 0 0; color: #475569; font-size: .9rem; line-height: 1.6; }
.loan-product-card--transfer { --loan-icon-bg: #0f766e; --loan-icon-color: #fcd34d; }
.loan-product-card--lap { --loan-icon-bg: #2563eb; --loan-icon-color: #fde68a; }
.loan-product-card--commercial { --loan-icon-bg: #7c3aed; --loan-icon-color: #fcd34d; }
.loan-product-card--lrd { --loan-icon-bg: #0891b2; --loan-icon-color: #fef08a; }
.loan-product-card--education { --loan-icon-bg: #be123c; --loan-icon-color: #fde68a; }
.loan-product-card--business { --loan-icon-bg: #b45309; --loan-icon-color: #fef3c7; }
.loan-product-card--personal { --loan-icon-bg: #4f46e5; --loan-icon-color: #fde68a; }
.loan-product-card--working-capital { --loan-icon-bg: #059669; --loan-icon-color: #fef08a; }

/* Tier 1 — Small mobile */
@media (max-width: 360px) {
    .loan-products { padding: 3rem 0; }
    .loan-products__container { width: min(100% - 1.5rem, 1280px); }
    .loan-products__header h2 { font-size: 1.8rem; }
    .loan-product-filters { flex-wrap: wrap; gap: .5rem; }
    .loan-product-filter { font-size: .75rem; }
    .loan-products__grid { grid-template-columns: 1fr; gap: .85rem; margin-top: 1.75rem; }
    .loan-product-card { padding: 1.15rem; }
}

/* Tier 2 — Standard mobile */
@media (min-width: 361px) and (max-width: 480px) {
    .loan-products { padding: 3.5rem 0; }
    .loan-products__container { width: min(100% - 2rem, 1280px); }
    .loan-product-filters { flex-wrap: wrap; }
    .loan-products__grid { grid-template-columns: 1fr; gap: 1rem; margin-top: 2rem; }
}

/* Tier 3 — Large mobile / phablet */
@media (min-width: 481px) and (max-width: 767px) {
    .loan-products__container { width: min(100% - 3rem, 680px); }
    .loan-product-filters { flex-wrap: wrap; }
    .loan-products__grid { grid-template-columns: 1fr; gap: 1.15rem; }
}

/* Tier 4 — Tablet */
@media (min-width: 768px) and (max-width: 1023px) {
    .loan-products__container { width: min(100% - 4rem, 960px); }
    .loan-products__grid { grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 1.25rem; }
}

/* Tier 5 — Laptop */
@media (min-width: 1024px) and (max-width: 1279px) {
    .loan-products__grid { grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 1.25rem; }
}

/* Tier 6 — Large desktop */
@media (min-width: 1280px) {
    .loan-products { padding: 5.5rem 0; }
    .loan-products__grid { grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 1.5rem; }
    .loan-product-card { min-height: 250px; transition: transform .25s ease, box-shadow .25s ease; }
    .loan-product-card:hover { box-shadow: 0 16px 28px rgba(21, 21, 126, .1); transform: translateY(-4px); }
}

@media (prefers-reduced-motion: reduce) {
    .loans-lead-form__submit { transition: none; }
}

/* Phase 02 — Why Us */
.loans-why-us { padding: 5rem 0; background: linear-gradient(135deg, #15157e 0%, #1e3a8a 54%, #0f6fa9 100%); }
.loans-why-us__container { width: min(100% - 3rem, 1280px); margin: 0 auto; }
.loans-why-us__header { max-width: 800px; margin: 0 auto; text-align: center; }
.loans-why-us__header h2 { margin: 0; color: #fff; font-size: clamp(2rem, 3.6vw, 2.65rem); font-weight: 800; line-height: 1.2; }
.loans-why-us__header p { margin: .85rem auto 0; color: #dbeafe; font-size: 1rem; line-height: 1.65; }
.loans-why-us__grid { display: grid; margin-top: 2.5rem; }
.loans-benefit-card { display: flex; min-width: 0; flex-direction: column; align-items: flex-start; padding: 1.5rem; border: 1px solid rgba(255, 255, 255, .3); border-radius: 1rem; background: rgba(255, 255, 255, .97); box-shadow: 0 12px 28px rgba(9, 24, 74, .18); }
.loans-benefit-card__icon { display: inline-flex; width: 3.25rem; height: 3.25rem; align-items: center; justify-content: center; border-radius: .75rem; background: #15157e; }
.loans-benefit-card__icon svg { width: 1.7rem; height: 1.7rem; fill: none; stroke: #f5b942; stroke-linecap: round; stroke-linejoin: round; stroke-width: 1.9; }
.loans-benefit-card h3 { margin: 1rem 0 0; color: #15157e; font-size: 1.1rem; font-weight: 800; line-height: 1.35; }
.loans-benefit-card p { margin: .65rem 0 0; color: #475569; font-size: .92rem; line-height: 1.6; }
.loans-benefit-card hr { width: 90%; height: 0; margin: 1.15rem auto .85rem; border: 0; border-top: 1px solid #dbe5f0; }
.loans-benefit-card__highlight { color: #15157e; font-size: .8rem; font-weight: 800; letter-spacing: .02em; }

/* Tier 1 — Small mobile */
@media (max-width: 360px) {
    .loans-why-us { padding: 3rem 0; }
    .loans-why-us__container { width: min(100% - 1.5rem, 1280px); }
    .loans-why-us__header h2 { font-size: 1.8rem; }
    .loans-why-us__header p { font-size: .9rem; }
    .loans-why-us__grid { grid-template-columns: 1fr; gap: .85rem; margin-top: 1.75rem; }
    .loans-benefit-card { padding: 1.2rem; }
    .loans-benefit-card__icon { width: 2.85rem; height: 2.85rem; }
}

/* Tier 2 — Standard mobile */
@media (min-width: 361px) and (max-width: 480px) {
    .loans-why-us { padding: 3.5rem 0; }
    .loans-why-us__container { width: min(100% - 2rem, 1280px); }
    .loans-why-us__grid { grid-template-columns: 1fr; gap: 1rem; margin-top: 2rem; }
}

/* Tier 3 — Large mobile / phablet */
@media (min-width: 481px) and (max-width: 767px) {
    .loans-why-us__container { width: min(100% - 3rem, 680px); }
    .loans-why-us__grid { grid-template-columns: 1fr; gap: 1.15rem; }
}

/* Tier 4 — Tablet */
@media (min-width: 768px) and (max-width: 1023px) {
    .loans-why-us__container { width: min(100% - 4rem, 960px); }
    .loans-why-us__grid { grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 1.25rem; }
}

/* Tier 5 — Laptop */
@media (min-width: 1024px) and (max-width: 1279px) {
    .loans-why-us__grid { grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 1.25rem; }
}

/* Tier 6 — Large desktop */
@media (min-width: 1280px) {
    .loans-why-us { padding: 5.5rem 0; }
    .loans-why-us__grid { grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 1.5rem; }
    .loans-benefit-card { min-height: 290px; transition: transform .25s ease, box-shadow .25s ease; }
    .loans-benefit-card:hover { box-shadow: 0 18px 35px rgba(9, 24, 74, .28); transform: translateY(-5px); }
}