/* OPEN ACCOUNT PAGE — PHASE 01 HERO & REGISTRATION
   Mobile-first stylesheet with six explicit responsive tiers. */

.open-account-hero { position: relative; overflow: hidden; padding: 54px 0 58px; background: radial-gradient(circle at 90% 18%, rgba(89,178,116,.13), transparent 27%), linear-gradient(135deg, #f8fbf9 0%, #fff 60%, #f1f8f3 100%); color: #18251f; }
.open-account-hero::before { position: absolute; top: -170px; right: -190px; width: 390px; height: 390px; border: 1px solid rgba(44,141,74,.07); border-radius: 50%; content: ""; }
.open-account-hero__container { position: relative; z-index: 1; display: flex; flex-direction: column; gap: 32px; width: calc(100% - 32px); margin: 0 auto; }
.open-account-hero__value { width: 100%; max-width: 620px; margin: 0 auto; text-align: center; }
.open-account-hero__eyebrow { margin: 0 0 10px; color: #247c43; font-size: 8.5px; line-height: 1.4; font-weight: 800; letter-spacing: .14em; }
.open-account-hero h1 { max-width: 620px; margin: 0 auto; color: #18251f; font-size: clamp(31px, 9vw, 40px); line-height: 1.12; font-weight: 700; letter-spacing: -.04em; }
.open-account-hero__intro { max-width: 560px; margin: 14px auto 0; color: #68766e; font-size: 13px; line-height: 1.62; }

/* Offer badge: vertical, full-width, and touch-friendly by default. */
.open-account-hero__offer-badge { display: flex; flex-direction: column; align-items: center; width: 100%; max-width: 100%; gap: 10px; margin: 23px auto 0; padding: 0; box-sizing: border-box; }
.open-account-hero__offer-chip { display: inline-flex; align-items: center; justify-content: center; width: 100%; min-height: 48px; gap: 7px; padding: 9px 13px; border: 1px solid rgba(54,137,78,.24); border-radius: 10px; box-sizing: border-box; background: linear-gradient(135deg, rgba(231,247,235,.96), rgba(249,255,250,.92)); box-shadow: 0 5px 12px rgba(41,120,65,.08), inset 0 1px 0 rgba(255,255,255,.85); color: #317a47; white-space: nowrap; }
.open-account-hero__offer-chip svg { width: 16px; height: 16px; flex: 0 0 16px; stroke: #2d8a4c; stroke-width: 1.8; stroke-linecap: round; stroke-linejoin: round; }
.open-account-hero__offer-value { color: #176c34; font-size: 20px; line-height: 1; font-weight: 800; letter-spacing: -.04em; text-shadow: 0 1px 8px rgba(38,132,70,.12); }
.open-account-hero__offer-label { color: #3a6046; font-size: 11px; line-height: 1.2; font-weight: 800; }
.open-account-hero__assets { display: flex; align-items: center; justify-content: center; flex-wrap: wrap; gap: 8px 0; margin: 18px 0 0; padding: 0; color: #77857c; font-size: 9px; line-height: 1.4; font-weight: 700; list-style: none; }
.open-account-hero__assets li + li::before { display: inline-block; width: 3px; height: 3px; margin: 0 7px; border-radius: 50%; background: #a5b0a9; content: ""; vertical-align: middle; }

.open-account-form-card { width: 100%; padding: 28px 22px; border: 1px solid #dce8df; border-radius: 10px; box-sizing: border-box; background: #fff; box-shadow: 0 18px 38px rgba(30,72,43,.12); text-align: center; }
.open-account-form-card h2 { margin: 0; color: #1e3026; font-size: 23px; line-height: 1.25; font-weight: 700; letter-spacing: -.025em; }
.open-account-form-card__intro { margin: 6px 0 0; color: #718077; font-size: 12px; line-height: 1.55; }
.open-account-form { margin-top: 20px; text-align: left; }
.open-account-form__field + .open-account-form__field { margin-top: 10px; }
.open-account-form__field label { display: block; margin-bottom: 6px; color: #4e6055; font-size: 9px; line-height: 1.35; font-weight: 800; letter-spacing: .025em; }
.open-account-form__field input { display: block; width: 100%; min-height: 49px; padding: 0 13px; border: 1px solid #cedbd1; border-radius: 6px; box-sizing: border-box; background: #fff; color: #203027; font: inherit; font-size: 12px; outline: none; transition: border-color .18s ease, box-shadow .18s ease, background-color .18s ease; }
.open-account-form__field input::placeholder { color: #9ba69e; }.open-account-form__field input:hover { border-color: #a7bcae; }.open-account-form__field input:focus { border-color: #2c8d4a; box-shadow: 0 0 0 3px rgba(44,141,74,.13); }.open-account-form__field input[aria-invalid="true"] { border-color: #bd5449; background: #fffafa; box-shadow: 0 0 0 3px rgba(189,84,73,.10); }
.open-account-form__error { min-height: 14px; margin: 4px 0 0; color: #b84b40; font-size: 9px; line-height: 1.4; }
.open-account-form__submit { display: inline-flex; align-items: center; justify-content: center; width: 100%; min-height: 51px; gap: 9px; margin-top: 9px; border: 0; border-radius: 7px; background: #247c43; box-shadow: 0 8px 18px rgba(36,124,67,.16); color: #fff; font: inherit; font-size: 11px; line-height: 1; font-weight: 800; letter-spacing: .035em; cursor: pointer; transition: transform .2s ease, box-shadow .2s ease, background-color .2s ease; }
.open-account-form__submit:hover { transform: translateY(-2px); background: #1f7040; box-shadow: 0 11px 22px rgba(36,124,67,.23); }.open-account-form__submit:focus-visible { outline: 2px solid #247c43; outline-offset: 4px; }.open-account-form__submit span { font-size: 16px; line-height: 1; transition: transform .2s ease; }.open-account-form__submit:hover span { transform: translateX(3px); }
.open-account-form__trust { margin: 12px 0 0; color: #75847a; font-size: 9px; line-height: 1.45; font-weight: 700; text-align: center; }.open-account-form__status { min-height: 16px; margin: 8px 0 0; color: #247c43; font-size: 10px; line-height: 1.4; font-weight: 700; text-align: center; }
.open-account-form-card__badges { display: flex; align-items: center; justify-content: center; flex-wrap: wrap; gap: 7px; margin: 18px 0 0; padding-top: 15px; border-top: 1px solid #e4ece6; color: #748177; font-size: 8px; line-height: 1.45; font-weight: 700; text-align: center; }.open-account-form-card__badges i { width: 3px; height: 3px; flex: 0 0 3px; border-radius: 50%; background: currentColor; opacity: .55; }

/* 1. SMALL MOBILE — 360px and below */
@media (max-width: 360px) { .open-account-hero__container { width: calc(100% - 24px); }.open-account-hero__value { padding: 0 12px; box-sizing: border-box; }.open-account-hero h1 { font-size: 30px; }.open-account-hero__offer-badge { padding: 0 12px; box-sizing: border-box; }.open-account-hero__offer-chip { min-height: 46px; padding: 8px 10px; }.open-account-hero__offer-value { font-size: 18px; }.open-account-hero__offer-label { font-size: 10px; }.open-account-form-card { padding: 25px 17px; }.open-account-form-card__badges { font-size: 7.5px; } }

/* 2. STANDARD MOBILE — 361px to 480px */
@media (min-width: 361px) and (max-width: 480px) { .open-account-hero__offer-badge { padding: 0 4px; }.open-account-hero__offer-chip { min-height: 50px; }.open-account-form-card { padding-right: 26px; padding-left: 26px; }.open-account-form__field input { min-height: 50px; } }

/* 3. LARGE MOBILE / PHABLETS — 481px to 767px */
@media (min-width: 481px) and (max-width: 767px) { .open-account-hero { padding: 62px 0 64px; }.open-account-hero__container { width: min(560px, calc(100% - 48px)); }.open-account-hero h1 { font-size: 40px; }.open-account-hero__intro { font-size: 14px; }.open-account-hero__offer-badge { flex-direction: row; justify-content: center; flex-wrap: wrap; gap: 12px; }.open-account-hero__offer-chip { width: auto; min-height: 46px; }.open-account-form-card { max-width: 500px; margin: 0 auto; padding: 30px; } }

/* 4. TABLETS — 768px to 1023px */
@media (min-width: 768px) and (max-width: 1023px) { .open-account-hero { padding: 72px 0; }.open-account-hero__container { width: min(680px, calc(100% - 64px)); gap: 44px; }.open-account-hero__eyebrow { font-size: 9px; }.open-account-hero h1 { font-size: 46px; }.open-account-hero__intro { font-size: 15px; }.open-account-hero__offer-badge { flex-direction: row; justify-content: center; flex-wrap: wrap; gap: 12px; }.open-account-hero__offer-chip { width: auto; min-height: 44px; }.open-account-hero__assets { font-size: 10px; }.open-account-form-card { max-width: 520px; margin: 0 auto; padding: 34px; }.open-account-form-card h2 { font-size: 25px; }.open-account-form__field input { min-height: 50px; font-size: 13px; } }

/* 5. LAPTOPS / SMALL MONITORS — 1024px to 1279px */
@media (min-width: 1024px) and (max-width: 1279px) { .open-account-hero { padding: 80px 0; }.open-account-hero__container { display: grid; grid-template-columns: minmax(0, 1.1fr) minmax(385px, .9fr); align-items: center; gap: 58px; width: min(1100px, calc(100% - 64px)); min-height: 535px; }.open-account-hero__value { margin: 0; text-align: left; }.open-account-hero h1 { margin: 0; font-size: 52px; }.open-account-hero__intro { margin-left: 0; font-size: 16px; }.open-account-hero__offer-badge { flex-direction: row; justify-content: flex-start; flex-wrap: wrap; gap: 10px; }.open-account-hero__offer-chip { width: auto; min-height: 42px; }.open-account-hero__assets { justify-content: flex-start; font-size: 10px; }.open-account-form-card { padding: 36px; text-align: left; }.open-account-form-card h2 { font-size: 26px; }.open-account-form-card__badges { font-size: 9px; } }

/* 6. LARGE DESKTOPS — 1280px and above */
@media (min-width: 1280px) { .open-account-hero { padding: 88px 0; }.open-account-hero__container { display: grid; grid-template-columns: minmax(0, 1.1fr) minmax(420px, .9fr); align-items: center; gap: 70px; width: min(1200px, calc(100% - 80px)); min-height: 560px; }.open-account-hero__value { margin: 0; text-align: left; }.open-account-hero__eyebrow { font-size: 10px; }.open-account-hero h1 { margin: 0; font-size: 58px; }.open-account-hero__intro { margin-left: 0; font-size: 16px; }.open-account-hero__offer-badge { flex-direction: row; justify-content: flex-start; flex-wrap: wrap; gap: 11px; }.open-account-hero__offer-chip { width: auto; min-height: 43px; }.open-account-hero__assets { justify-content: flex-start; font-size: 10px; }.open-account-form-card { padding: 40px; text-align: left; }.open-account-form-card h2 { font-size: 27px; } }

@media (prefers-reduced-motion: reduce) { .open-account-form__field input, .open-account-form__submit, .open-account-form__submit span { transition: none; } }


/* =========================================================
   OPEN ACCOUNT PAGE — PHASE 02 EXPERIENCE & RESEARCH TRUST
   Card-free numerical trust strip.
   ========================================================= */

.account-trust { padding: 84px 0; background: #ffffff; color: #18251f; }.account-trust__container { width: min(1040px, calc(100% - 48px)); margin: 0 auto; }.account-trust__header { max-width: 720px; margin: 0 auto; text-align: center; }.account-trust__eyebrow { margin: 0 0 12px; color: #247c43; font-size: 10px; line-height: 1.4; font-weight: 800; letter-spacing: .16em; }.account-trust__header h2 { margin: 0; color: #18251f; font-size: clamp(34px, 4vw, 42px); line-height: 1.12; font-weight: 700; letter-spacing: -.035em; }.account-trust__header > p:not(.account-trust__eyebrow) { max-width: 640px; margin: 15px auto 0; color: #68766e; font-size: 14px; line-height: 1.65; }
.account-trust__stats { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); margin-top: 56px; }.account-trust__stat { position: relative; min-width: 0; padding: 0 42px; text-align: center; }.account-trust__stat + .account-trust__stat::before { position: absolute; top: 50%; left: 0; width: 1px; height: 92px; transform: translateY(-50%); background: #dce8df; content: ""; }.account-trust__metric { margin: 0; background: linear-gradient(150deg, #1e6b3d, #429a5e); -webkit-background-clip: text; background-clip: text; color: transparent; font-size: 64px; line-height: .9; font-weight: 800; letter-spacing: -.065em; }.account-trust__unit { margin: 8px 0 0; color: #39784c; font-size: 13px; line-height: 1.3; font-weight: 800; letter-spacing: .08em; text-transform: uppercase; }.account-trust__stat h3 { margin: 15px 0 0; color: #1e3026; font-size: 19px; line-height: 1.35; font-weight: 700; letter-spacing: -.015em; }.account-trust__stat > p:last-child { max-width: 225px; margin: 7px auto 0; color: #68766e; font-size: 13px; line-height: 1.65; }.account-trust__reinforcement { max-width: 730px; margin: 49px auto 0; color: #65746a; font-size: 13px; line-height: 1.7; text-align: center; }.account-trust__reinforcement strong { color: #2b6240; font-weight: 800; }
@media (min-width: 601px) and (max-width: 1023px) { .account-trust { padding: 72px 0; }.account-trust__container { width: min(760px, calc(100% - 64px)); }.account-trust__stats { margin-top: 46px; }.account-trust__stat { padding: 0 24px; }.account-trust__stat + .account-trust__stat::before { height: 84px; }.account-trust__metric { font-size: 54px; }.account-trust__unit { font-size: 12px; }.account-trust__stat h3 { font-size: 17px; }.account-trust__stat > p:last-child { font-size: 12px; }.account-trust__reinforcement { margin-top: 42px; font-size: 12px; } }
@media (max-width: 600px) { .account-trust { padding: 56px 0; }.account-trust__container { width: calc(100% - 32px); }.account-trust__eyebrow { margin-bottom: 10px; font-size: 8.5px; letter-spacing: .14em; }.account-trust__header h2 { font-size: 28px; line-height: 1.15; }.account-trust__header > p:not(.account-trust__eyebrow) { margin-top: 13px; font-size: 12px; line-height: 1.6; }.account-trust__stats { display: block; margin-top: 36px; }.account-trust__stat { padding: 0; }.account-trust__stat + .account-trust__stat { margin-top: 26px; padding-top: 26px; }.account-trust__stat + .account-trust__stat::before { top: 0; left: 50%; width: 46px; height: 1px; transform: translateX(-50%); }.account-trust__metric { font-size: 44px; }.account-trust__unit { margin-top: 7px; font-size: 11px; }.account-trust__stat h3 { margin-top: 12px; font-size: 18px; }.account-trust__stat > p:last-child { max-width: 280px; margin-top: 6px; font-size: 12px; line-height: 1.6; }.account-trust__reinforcement { margin-top: 36px; font-size: 12px; line-height: 1.65; } }
@media (max-width: 360px) { .account-trust__container { width: calc(100% - 24px); }.account-trust__metric { font-size: 42px; }.account-trust__stat h3 { font-size: 17px; }.account-trust__stat > p:last-child, .account-trust__reinforcement { font-size: 11px; } }

/* =========================================================
   OPEN ACCOUNT PAGE — PHASE 03 MULTI-ASSET COVERAGE
   Compact icon grid: no large cards or heavy borders.
   ========================================================= */

.account-products { padding: 56px 0; background: #f8fbf9; color: #18251f; }
.account-products__container { width: calc(100% - 32px); margin: 0 auto; }.account-products__header { max-width: 710px; margin: 0 auto; text-align: center; }.account-products__eyebrow { margin: 0 0 10px; color: #247c43; font-size: 8.5px; line-height: 1.4; font-weight: 800; letter-spacing: .14em; }.account-products__header h2 { margin: 0; color: #18251f; font-size: 28px; line-height: 1.15; font-weight: 700; letter-spacing: -.035em; }.account-products__header > p:not(.account-products__eyebrow) { max-width: 590px; margin: 13px auto 0; color: #68766e; font-size: 12px; line-height: 1.6; }
.account-products__grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 10px; margin: 34px 0 0; padding: 0; list-style: none; }.account-products__grid li { display: flex; flex-direction: column; align-items: center; justify-content: center; min-width: 0; min-height: 82px; padding: 10px 6px; border: 1px solid #e2ebe4; border-radius: 10px; box-sizing: border-box; background: rgba(255,255,255,.62); color: #3b5644; text-align: center; transition: transform .18s ease, border-color .18s ease, background-color .18s ease; }.account-products__grid svg { width: 24px; height: 24px; margin-bottom: 7px; stroke: #2d8a4c; stroke-width: 1.65; stroke-linecap: round; stroke-linejoin: round; }.account-products__grid span { overflow: hidden; width: 100%; font-size: 10px; line-height: 1.25; font-weight: 800; text-overflow: ellipsis; white-space: nowrap; }

/* 1. SMALL MOBILE — 360px and below */
@media (max-width: 360px) { .account-products__container { width: calc(100% - 24px); padding: 0 12px; box-sizing: border-box; }.account-products__header h2 { font-size: 26px; }.account-products__grid { gap: 8px; margin-top: 30px; }.account-products__grid li { min-height: 76px; padding: 8px 4px; border-radius: 8px; }.account-products__grid svg { width: 22px; height: 22px; margin-bottom: 6px; }.account-products__grid span { font-size: 9px; } }

/* 2. STANDARD MOBILE — 361px to 480px */
@media (min-width: 361px) and (max-width: 480px) { .account-products__grid { gap: 10px; }.account-products__grid li { min-height: 86px; }.account-products__grid svg { width: 25px; height: 25px; }.account-products__grid span { font-size: 10px; } }

/* 3. LARGE MOBILE / PHABLETS — 481px to 767px */
@media (min-width: 481px) and (max-width: 767px) { .account-products { padding: 62px 0; }.account-products__container { width: min(620px, calc(100% - 48px)); }.account-products__header h2 { font-size: 34px; }.account-products__header > p:not(.account-products__eyebrow) { font-size: 13px; }.account-products__grid { grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 12px; margin-top: 38px; }.account-products__grid li { min-height: 92px; }.account-products__grid svg { width: 26px; height: 26px; }.account-products__grid span { font-size: 10px; } }

/* 4. TABLETS — 768px to 1023px */
@media (min-width: 768px) and (max-width: 1023px) { .account-products { padding: 72px 0; }.account-products__container { width: min(850px, calc(100% - 64px)); }.account-products__eyebrow { font-size: 9px; }.account-products__header h2 { font-size: 40px; }.account-products__header > p:not(.account-products__eyebrow) { font-size: 14px; }.account-products__grid { grid-template-columns: repeat(5, minmax(0, 1fr)); gap: 16px; margin-top: 44px; }.account-products__grid li { min-height: 104px; padding: 12px 7px; }.account-products__grid svg { width: 28px; height: 28px; margin-bottom: 9px; }.account-products__grid span { font-size: 11px; } }

/* 5. LAPTOPS / SMALL MONITORS — 1024px to 1279px */
@media (min-width: 1024px) and (max-width: 1279px) { .account-products { padding: 80px 0; }.account-products__container { width: min(1100px, calc(100% - 64px)); }.account-products__eyebrow { font-size: 10px; letter-spacing: .16em; }.account-products__header h2 { font-size: 42px; }.account-products__header > p:not(.account-products__eyebrow) { font-size: 14px; }.account-products__grid { grid-template-columns: repeat(5, minmax(0, 1fr)); gap: 18px; margin-top: 48px; }.account-products__grid li { min-height: 110px; padding: 14px 8px; }.account-products__grid svg { width: 28px; height: 28px; margin-bottom: 10px; }.account-products__grid span { font-size: 11px; } }

/* 6. LARGE DESKTOPS — 1280px and above */
@media (min-width: 1280px) { .account-products { padding: 84px 0; }.account-products__container { width: min(1200px, calc(100% - 80px)); }.account-products__eyebrow { font-size: 10px; letter-spacing: .16em; }.account-products__header h2 { font-size: 44px; }.account-products__header > p:not(.account-products__eyebrow) { font-size: 14px; }.account-products__grid { grid-template-columns: repeat(5, minmax(0, 1fr)); gap: 20px; margin-top: 50px; }.account-products__grid li { min-height: 114px; padding: 15px 9px; }.account-products__grid svg { width: 30px; height: 30px; margin-bottom: 10px; }.account-products__grid span { font-size: 11px; } }

@media (hover: hover) and (pointer: fine) { .account-products__grid li:hover { transform: scale(1.03); border-color: #b9d9c2; background: #f4fbf6; } }
@media (prefers-reduced-motion: reduce) { .account-products__grid li { transition: none; } }

/* =========================================================
   OPEN ACCOUNT PAGE — PHASE 04 WHY OPEN WITH US
   Editorial split-list with one trust anchor and no card grid.
   ========================================================= */

.account-advantage { padding: 56px 0; background: #ffffff; color: #18251f; }.account-advantage__container { width: calc(100% - 32px); margin: 0 auto; }.account-advantage__header { max-width: 720px; margin: 0 auto; text-align: center; }.account-advantage__eyebrow { margin: 0 0 10px; color: #247c43; font-size: 8.5px; line-height: 1.4; font-weight: 800; letter-spacing: .14em; }.account-advantage__header h2 { margin: 0; color: #18251f; font-size: 28px; line-height: 1.15; font-weight: 700; letter-spacing: -.035em; }.account-advantage__header > p:not(.account-advantage__eyebrow) { max-width: 650px; margin: 13px auto 0; color: #68766e; font-size: 12px; line-height: 1.6; }
.account-advantage__layout { display: flex; flex-direction: column; gap: 30px; margin-top: 35px; }.account-advantage__anchor { display: flex; flex-direction: column; align-items: center; justify-content: center; min-height: 230px; padding: 30px 24px; border-radius: 14px; box-sizing: border-box; background: radial-gradient(circle at 80% 10%, rgba(123,213,146,.34), transparent 35%), linear-gradient(135deg, #1d663a, #287e46); box-shadow: 0 15px 32px rgba(30,94,52,.16); color: #ffffff; text-align: center; }.account-advantage__shield { width: 54px; height: 54px; stroke: #dff8e5; stroke-width: 2; stroke-linecap: round; stroke-linejoin: round; }.account-advantage__anchor-label { margin: 15px 0 0; color: #cff0d7; font-size: 8px; line-height: 1.4; font-weight: 800; letter-spacing: .13em; }.account-advantage__anchor-metric { margin: 9px 0 0; font-size: 24px; line-height: 1.15; font-weight: 700; letter-spacing: -.025em; }.account-advantage__anchor-metric span { display: block; margin-top: 3px; color: #e3f8e7; }
.account-advantage__list { display: grid; grid-template-columns: 1fr; gap: 16px; }.account-advantage__item { display: flex; align-items: flex-start; gap: 14px; min-width: 0; padding: 0 0 16px 13px; border-bottom: 1px solid #e2ebe4; border-left: 3px solid transparent; box-sizing: border-box; }.account-advantage__item:last-child { padding-bottom: 0; border-bottom: 0; }.account-advantage__item svg { width: 26px; height: 26px; flex: 0 0 26px; margin-top: 1px; stroke: #28804a; stroke-width: 1.6; stroke-linecap: round; stroke-linejoin: round; }.account-advantage__item h3 { margin: 0; color: #203127; font-size: 17px; line-height: 1.35; font-weight: 700; letter-spacing: -.01em; }.account-advantage__item p { margin: 5px 0 0; color: #68766e; font-size: 12px; line-height: 1.6; }

/* 1. SMALL MOBILE — 360px and below */
@media (max-width: 360px) { .account-advantage__container { width: calc(100% - 24px); padding: 0 12px; box-sizing: border-box; }.account-advantage__header h2 { font-size: 26px; }.account-advantage__layout { gap: 26px; margin-top: 30px; }.account-advantage__anchor { min-height: 212px; padding: 26px 16px; border-radius: 12px; }.account-advantage__shield { width: 48px; height: 48px; }.account-advantage__anchor-metric { font-size: 22px; }.account-advantage__list { gap: 14px; }.account-advantage__item { gap: 11px; padding-left: 10px; padding-bottom: 14px; }.account-advantage__item svg { width: 23px; height: 23px; flex-basis: 23px; }.account-advantage__item h3 { font-size: 16px; }.account-advantage__item p { font-size: 11px; } }

/* 2. STANDARD MOBILE — 361px to 480px */
@media (min-width: 361px) and (max-width: 480px) { .account-advantage__layout { gap: 30px; }.account-advantage__list { gap: 16px; }.account-advantage__item { min-height: 66px; }.account-advantage__anchor { min-height: 238px; }.account-advantage__item h3 { font-size: 17px; } }

/* 3. LARGE MOBILE / PHABLETS — 481px to 767px */
@media (min-width: 481px) and (max-width: 767px) { .account-advantage { padding: 62px 0; }.account-advantage__container { width: min(600px, calc(100% - 48px)); }.account-advantage__header h2 { font-size: 34px; }.account-advantage__header > p:not(.account-advantage__eyebrow) { font-size: 13px; }.account-advantage__anchor { min-height: 250px; }.account-advantage__anchor-metric { font-size: 27px; }.account-advantage__list { gap: 18px; }.account-advantage__item { min-height: 72px; padding: 0 12px 18px 15px; }.account-advantage__item h3 { font-size: 18px; }.account-advantage__item p { font-size: 13px; } }

/* 4. TABLETS — 768px to 1023px */
@media (min-width: 768px) and (max-width: 1023px) { .account-advantage { padding: 72px 0; }.account-advantage__container { width: min(880px, calc(100% - 64px)); }.account-advantage__eyebrow { font-size: 9px; }.account-advantage__header h2 { font-size: 40px; }.account-advantage__header > p:not(.account-advantage__eyebrow) { font-size: 14px; }.account-advantage__layout { gap: 38px; margin-top: 44px; }.account-advantage__anchor { min-height: 260px; }.account-advantage__anchor-metric { font-size: 29px; }.account-advantage__list { grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 20px; }.account-advantage__item { min-height: 105px; padding: 0 10px 16px 13px; }.account-advantage__item:nth-last-child(-n + 2) { border-bottom: 0; }.account-advantage__item h3 { font-size: 18px; }.account-advantage__item p { font-size: 12px; } }

/* 5. LAPTOPS / SMALL MONITORS — 1024px to 1279px */
@media (min-width: 1024px) and (max-width: 1279px) { .account-advantage { padding: 80px 0; }.account-advantage__container { width: min(1100px, calc(100% - 64px)); }.account-advantage__eyebrow { font-size: 10px; letter-spacing: .16em; }.account-advantage__header h2 { font-size: 42px; }.account-advantage__header > p:not(.account-advantage__eyebrow) { font-size: 14px; }.account-advantage__layout { display: grid; grid-template-columns: minmax(0, 2fr) minmax(0, 3fr); align-items: start; gap: 58px; margin-top: 52px; }.account-advantage__anchor { position: sticky; top: 28px; min-height: 370px; padding: 42px 28px; }.account-advantage__shield { width: 64px; height: 64px; }.account-advantage__anchor-metric { font-size: 29px; }.account-advantage__list { display: block; }.account-advantage__item { gap: 17px; padding: 0 0 23px 16px; }.account-advantage__item + .account-advantage__item { padding-top: 23px; }.account-advantage__item h3 { font-size: 19px; }.account-advantage__item p { font-size: 13px; } }

/* 6. LARGE DESKTOPS — 1280px and above */
@media (min-width: 1280px) { .account-advantage { padding: 84px 0; }.account-advantage__container { width: min(1200px, calc(100% - 80px)); }.account-advantage__eyebrow { font-size: 10px; letter-spacing: .16em; }.account-advantage__header h2 { font-size: 44px; }.account-advantage__header > p:not(.account-advantage__eyebrow) { font-size: 14px; }.account-advantage__layout { display: grid; grid-template-columns: minmax(0, 2fr) minmax(0, 3fr); align-items: start; gap: 68px; margin-top: 56px; }.account-advantage__anchor { position: sticky; top: 30px; min-height: 390px; padding: 46px 30px; }.account-advantage__shield { width: 68px; height: 68px; animation: account-advantage-shield-in 700ms ease-out both; }.account-advantage__anchor-metric { font-size: 31px; }.account-advantage__list { display: block; }.account-advantage__item { gap: 18px; padding: 0 0 24px 17px; transition: border-color .2s ease, transform .2s ease; }.account-advantage__item + .account-advantage__item { padding-top: 24px; }.account-advantage__item h3 { font-size: 20px; }.account-advantage__item p { font-size: 13px; } }

@media (hover: hover) and (pointer: fine) { .account-advantage__item:hover { border-left-color: #247c43; transform: translateX(4px); }.account-advantage__item:hover svg { stroke: #126b31; } }
@media (prefers-reduced-motion: reduce) { .account-advantage__shield, .account-advantage__item { animation: none; transition: none; } }
@keyframes account-advantage-shield-in { from { opacity: .55; transform: scale(.92); } to { opacity: 1; transform: scale(1); } }

/* =========================================================
   OPEN ACCOUNT PAGE — PHASE 05 ACCOUNT OPENING ROADMAP
   Asymmetric winding path with floating, glass-like step nodes.
   ========================================================= */

.account-roadmap { position: relative; overflow: hidden; padding: 56px 0; background: radial-gradient(circle at 13% 53%, rgba(111,193,134,.10), transparent 20%), radial-gradient(circle at 87% 35%, rgba(111,193,134,.10), transparent 20%), #f8fbf9; color: #18251f; }.account-roadmap__container { position: relative; width: calc(100% - 32px); margin: 0 auto; }.account-roadmap__header { max-width: 720px; margin: 0 auto; text-align: center; }.account-roadmap__eyebrow { margin: 0 0 10px; color: #247c43; font-size: 8.5px; line-height: 1.4; font-weight: 800; letter-spacing: .14em; }.account-roadmap__header h2 { margin: 0; color: #18251f; font-size: 28px; line-height: 1.15; font-weight: 700; letter-spacing: -.035em; }.account-roadmap__header > p:not(.account-roadmap__eyebrow) { max-width: 650px; margin: 13px auto 0; color: #68766e; font-size: 12px; line-height: 1.6; }
.account-roadmap__path { display: none; }.account-roadmap__steps { display: flex; flex-direction: column; gap: 16px; margin: 35px 0 0; padding: 0; list-style: none; }.account-roadmap__step { position: relative; display: grid; grid-template-columns: 42px minmax(0, 1fr); gap: 13px; min-width: 0; }.account-roadmap__step::before { position: absolute; top: 40px; bottom: -16px; left: 20px; width: 1px; background: repeating-linear-gradient(to bottom, #a8d0b3 0 5px, transparent 5px 10px); content: ""; }.account-roadmap__step:last-child::before { display: none; }.account-roadmap__node { z-index: 1; display: flex; align-items: center; justify-content: center; width: 42px; height: 42px; border: 1px solid rgba(79,164,103,.45); border-radius: 50%; box-sizing: border-box; background: #247c43; box-shadow: 0 0 0 5px #f8fbf9, 0 0 16px rgba(42,139,73,.22); color: #fff; font-size: 10px; line-height: 1; font-weight: 800; letter-spacing: .05em; }.account-roadmap__step article { min-width: 0; padding: 17px 16px; border: 1px solid rgba(164,204,175,.52); border-radius: 12px; box-sizing: border-box; background: linear-gradient(135deg, rgba(255,255,255,.88), rgba(241,250,244,.72)); box-shadow: 0 9px 20px rgba(28,83,47,.07); }.account-roadmap__icon { width: 25px; height: 25px; stroke: #2a8649; stroke-width: 1.6; stroke-linecap: round; stroke-linejoin: round; }.account-roadmap__step h3 { margin: 9px 0 0; color: #203127; font-size: 17px; line-height: 1.35; font-weight: 700; letter-spacing: -.01em; }.account-roadmap__step p { margin: 5px 0 0; color: #68766e; font-size: 12px; line-height: 1.6; }
.account-roadmap__conversion { margin-top: 36px; text-align: center; }.account-roadmap__cta { display: inline-flex; align-items: center; justify-content: center; min-height: 52px; gap: 9px; padding: 0 23px; border-radius: 8px; box-sizing: border-box; background: #247c43; box-shadow: 0 9px 20px rgba(36,124,67,.18); color: #fff; font-size: 10px; line-height: 1; font-weight: 800; letter-spacing: .045em; text-decoration: none; transition: transform .2s ease, box-shadow .2s ease, background-color .2s ease; }.account-roadmap__cta:hover { transform: translateY(-2px); background: #1f7040; box-shadow: 0 13px 25px rgba(36,124,67,.26); }.account-roadmap__cta:focus-visible { outline: 2px solid #247c43; outline-offset: 4px; }.account-roadmap__cta span { font-size: 16px; line-height: 1; transition: transform .2s ease; }.account-roadmap__cta:hover span { transform: translateX(3px); }.account-roadmap__supporting { max-width: 480px; margin: 14px auto 0; color: #718077; font-size: 11px; line-height: 1.55; }.account-roadmap__trust { display: flex; align-items: center; justify-content: center; flex-wrap: wrap; gap: 7px; margin: 12px 0 0; color: #607268; font-size: 9px; line-height: 1.45; font-weight: 800; }.account-roadmap__trust i { width: 3px; height: 3px; border-radius: 50%; background: #8fa69a; }

/* 1. SMALL MOBILE — 360px and below */
@media (max-width: 360px) { .account-roadmap__container { width: calc(100% - 24px); padding: 0 12px; box-sizing: border-box; }.account-roadmap__header h2 { font-size: 26px; }.account-roadmap__steps { gap: 14px; margin-top: 30px; }.account-roadmap__step { grid-template-columns: 36px minmax(0, 1fr); gap: 10px; }.account-roadmap__step::before { top: 36px; bottom: -14px; left: 17px; }.account-roadmap__node { width: 36px; height: 36px; box-shadow: 0 0 0 4px #f8fbf9, 0 0 12px rgba(42,139,73,.20); font-size: 9px; }.account-roadmap__step article { padding: 14px 13px; border-radius: 10px; }.account-roadmap__icon { width: 22px; height: 22px; }.account-roadmap__step h3 { margin-top: 7px; font-size: 16px; }.account-roadmap__step p { font-size: 11px; }.account-roadmap__cta { width: 100%; padding: 0 12px; font-size: 9px; }.account-roadmap__trust { font-size: 8px; } }

/* 2. STANDARD MOBILE — 361px to 480px */
@media (min-width: 361px) and (max-width: 480px) { .account-roadmap__steps { gap: 16px; }.account-roadmap__step article { min-height: 108px; }.account-roadmap__cta { width: min(100%, 340px); }.account-roadmap__supporting { font-size: 11px; } }

/* 3. LARGE MOBILE / PHABLETS — 481px to 767px */
@media (min-width: 481px) and (max-width: 767px) { .account-roadmap { padding: 62px 0; }.account-roadmap__container { width: min(600px, calc(100% - 48px)); }.account-roadmap__header h2 { font-size: 34px; }.account-roadmap__header > p:not(.account-roadmap__eyebrow) { font-size: 13px; }.account-roadmap__steps { gap: 18px; margin-top: 40px; }.account-roadmap__step article { min-height: 104px; padding: 20px; }.account-roadmap__step--two .account-roadmap__icon, .account-roadmap__step--four .account-roadmap__icon { stroke: #90701d; }.account-roadmap__cta { display: flex; width: 100%; max-width: 420px; margin: 0 auto; }.account-roadmap__supporting { font-size: 12px; } }

/* 4. TABLETS — 768px to 1023px */
@media (min-width: 768px) and (max-width: 1023px) { .account-roadmap { padding: 72px 0; }.account-roadmap__container { width: min(880px, calc(100% - 64px)); }.account-roadmap__eyebrow { font-size: 9px; }.account-roadmap__header h2 { font-size: 40px; }.account-roadmap__header > p:not(.account-roadmap__eyebrow) { font-size: 14px; }.account-roadmap__path { position: absolute; z-index: 0; top: 250px; right: 10%; left: 10%; display: block; height: 180px; opacity: .6; }.account-roadmap__path svg { width: 100%; height: 100%; }.account-roadmap__path path { stroke: #b1d9bb; stroke-width: 2; stroke-dasharray: 5 9; }.account-roadmap__steps { position: relative; z-index: 1; display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 20px; margin-top: 48px; }.account-roadmap__step { display: block; }.account-roadmap__step::before { display: none; }.account-roadmap__step:nth-child(even) { transform: translateY(26px); }.account-roadmap__node { position: relative; z-index: 1; margin: 0 0 -15px 22px; }.account-roadmap__step article { min-height: 182px; padding: 30px 22px 22px; }.account-roadmap__icon { width: 28px; height: 28px; }.account-roadmap__step h3 { font-size: 18px; }.account-roadmap__step p { font-size: 12px; }.account-roadmap__conversion { margin-top: 58px; } }

/* 5. LAPTOPS / SMALL MONITORS — 1024px to 1279px */
@media (min-width: 1024px) and (max-width: 1279px) { .account-roadmap { padding: 80px 0; }.account-roadmap__container { width: min(1120px, calc(100% - 64px)); }.account-roadmap__eyebrow { font-size: 10px; letter-spacing: .16em; }.account-roadmap__header h2 { font-size: 42px; }.account-roadmap__header > p:not(.account-roadmap__eyebrow) { font-size: 14px; }.account-roadmap__path { position: absolute; z-index: 0; top: 238px; right: 2%; left: 2%; display: block; height: 220px; }.account-roadmap__path svg { width: 100%; height: 100%; }.account-roadmap__path path { stroke: #a5d3b0; stroke-width: 2; stroke-dasharray: 6 10; }.account-roadmap__steps { position: relative; z-index: 1; display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 27px; margin-top: 56px; }.account-roadmap__step { display: block; }.account-roadmap__step::before { display: none; }.account-roadmap__step--one, .account-roadmap__step--three { transform: translateY(-18px); }.account-roadmap__step--two, .account-roadmap__step--four { transform: translateY(32px); }.account-roadmap__node { position: relative; z-index: 1; margin: 0 0 -16px 22px; width: 46px; height: 46px; }.account-roadmap__step article { min-height: 198px; padding: 34px 20px 22px; }.account-roadmap__icon { width: 28px; height: 28px; }.account-roadmap__step h3 { font-size: 18px; }.account-roadmap__step p { font-size: 12px; }.account-roadmap__conversion { margin-top: 80px; } }

/* 6. LARGE DESKTOPS — 1280px and above */
@media (min-width: 1280px) { .account-roadmap { padding: 84px 0; }.account-roadmap__container { width: min(1200px, calc(100% - 80px)); }.account-roadmap__eyebrow { font-size: 10px; letter-spacing: .16em; }.account-roadmap__header h2 { font-size: 44px; }.account-roadmap__header > p:not(.account-roadmap__eyebrow) { font-size: 14px; }.account-roadmap__path { position: absolute; z-index: 0; top: 242px; right: 2%; left: 2%; display: block; height: 230px; }.account-roadmap__path svg { width: 100%; height: 100%; }.account-roadmap__path path { stroke: #a0d0ac; stroke-width: 2; stroke-dasharray: 6 10; }.account-roadmap__steps { position: relative; z-index: 1; display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 30px; margin-top: 58px; }.account-roadmap__step { display: block; }.account-roadmap__step::before { display: none; }.account-roadmap__step--one, .account-roadmap__step--three { transform: translateY(-20px); }.account-roadmap__step--two, .account-roadmap__step--four { transform: translateY(36px); }.account-roadmap__node { position: relative; z-index: 1; width: 48px; height: 48px; margin: 0 0 -17px 24px; }.account-roadmap__step article { min-height: 205px; padding: 36px 23px 24px; transition: transform .22s ease, box-shadow .22s ease, border-color .22s ease; }.account-roadmap__icon { width: 30px; height: 30px; }.account-roadmap__step h3 { font-size: 19px; }.account-roadmap__step p { font-size: 13px; }.account-roadmap__conversion { margin-top: 86px; }.account-roadmap__cta { min-height: 54px; padding: 0 27px; font-size: 11px; } }

@media (hover: hover) and (pointer: fine) { .account-roadmap__step article:hover { transform: translateY(-4px); border-color: #86c39a; box-shadow: 0 15px 28px rgba(28,83,47,.13); }.account-roadmap__step article:hover + * { filter: brightness(1.06); } }
@media (prefers-reduced-motion: reduce) { .account-roadmap__step, .account-roadmap__step article, .account-roadmap__cta, .account-roadmap__cta span { transition: none; } }