Build Wealth
Grow investments over the long term.
Mutual Fund Investing
Build Wealth systematically through Mutual Funds
Get mutual fund recommendations from our investment experts, personalized for you.
Let our experts do the work for you.
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Plan your investment
SIP Calculator
Enter a monthly investment amount between 500 and 100000 rupees.
Enter an expected annual return between 1 and 30 percent.
Enter an investment period between 1 and 40 years.
Disclaimer: Mutual fund investments are subject to market risks. Displayed returns are for illustrative purposes only and not guaranteed.
Why Mutual Funds Investing?
Thousands of Funds. Flexible ways to begin.
- Professional Expertise
- Complete Transparency
- Invest Surplus Money
Will Help Your Future Needs
Plan for Retirement
Build towards your future financial independence.
Child's Future
Plan towards education and other long-term requirements.
Built for a Flexible Investment Journey
- Power of Compounding Returns
- Your investments are Professionally Managed by Experienced Fund Managers
- Wide Investment Opportunities
- Investment Flexibility
- Tax efficient when held for Long Term
- High Liquidity with easy redemption options
- Easy To Invest in Funds
- Regulated By SEBI
Step-by-Step Process
How Mutual Funds Work?
Four simple steps to understand how your money grows.- 01
Investors Pool Money
Investors contribute their money into an investment scheme.
- 02
Expert Management
Professional fund managers take that pooled money and research the best opportunities.
- 03
Diversified Investment
The money is spread across hundreds of different stocks, bonds, gold and index to lower risk.
- 04
Returns Distributed
As those assets gain value or pay dividends, profits are passed directly back to you.
Invest Your Way
Two Ways To Begin
Your Goals Are Personal, So Your Investment Should Be Too.
SIP (Systematic Investment Plan)
Lumpsum
SIP
Build Consistency
- 01Select The Fund
- 02Fix The Investment Amount
- 03Choose The Investment Date
- 04Stay Invested
- 05Build Over Time
Lumpsum
Put Available Capital To Work
- 01Take Surplus Funds
- 02Choose Funds
- 03Make Investment When Possible
- 04Stay Invested
- 05Build Over Time
Explore Mutual Funds
Choose an asset class tailored to your investment horizon.
Equity Mutual Funds
Invest primarily in company shares and stocks to generate long-term growth.
- Suitable For
- Long-Term Growth
- Ideal Horizon
- 5 To 7+ Years
- Risk Level
- High
Market Cap-Based Funds
Large Cap Fund
Min 80% EquityAsset Breakdown: Large Cap (Min 80%) | Other assets (Max 20%)
Stable, blue-chip market leaders with proven track records and moderate growth.
Mid Cap Fund
Min 65% EquityAsset Breakdown: Mid Cap (Min 65%) | Other Equity/Debt/Cash (Max 35%)
Mid-sized companies with high growth potential and higher volatility than large caps.
Small Cap Fund
Min 65% EquityAsset Breakdown: Small Cap (Min 65%) | Other Equity/Debt/Cash (Max 35%)
Emerging or niche businesses with multi-bagger potential and high operational risk.
Large & Mid Cap Fund
Min 70% EquityAsset Breakdown: Large Cap (Min 35%) | Mid Cap (Min 35%) | Other assets (Max 30%)
Balances large-cap stability with growth momentum from mid-cap businesses.
Diversified & Flexible Strategy Funds
Multi Cap Fund
Min 75% EquityAsset Breakdown: Large, Mid & Small Cap (Min 25% each) | Other assets (Max 25%)
Structured diversification across all market segments.
Flexi Cap Fund
Min 65% EquityAsset Breakdown: Dynamic allocation across Large, Mid & Small Caps
Fund manager dynamically shifts exposure depending on market cycles.
ELSS (Tax Saving) Fund
Min 80% EquityAsset Breakdown: Equity (Min 80%) | Debt/Money Market (Max 20%)
Offers Section 80C tax benefits with a three-year lock-in.
Value & Tactical Strategy Funds
Value Fund
Min 65% EquityAsset Breakdown: Value-oriented Equities (Min 65%) | Cash/Debt (Max 35%)
Undervalued stocks selected for potential long-term mean reversion.
Contra Fund
Min 65% EquityAsset Breakdown: Contrarian Equities (Min 65%) | Cash/Debt (Max 35%)
Underperforming sectors or companies facing short-term headwinds.
Dividend Yield Fund
Min 65% EquityAsset Breakdown: Dividend-yielding Equities (Min 65%) | Cash/Debt (Max 35%)
Cash-rich mature companies with consistent dividend records.
Sectoral & Focused Funds
Focused Fund
Min 65% EquityAsset Breakdown: Equities across caps | Maximum 30 stocks
High-conviction, concentrated portfolio of up to 30 companies.
Sectoral / Thematic Fund
Min 80% EquityAsset Breakdown: Target Theme/Sector (Min 80%) | Other assets (Max 20%)
Specific economic sector or macro-theme exposure with cyclical risk.
Debt Mutual Funds
Invest in fixed-income government and corporate bonds to generate stable returns with lower risk.
- Suitable For
- Capital Preservation & Short to Medium Term Growth
- Ideal Horizon
- 1 To 3+ Years
- Risk Level
- Low to Moderate
Duration & Maturity-Based Debt Funds
Overnight Fund
1 DayAsset Breakdown: Overnight securities
For very short-term parking of funds.
Liquid Mutual Fund
Up to 91 DaysAsset Breakdown: Money-market instruments
Designed for short-term liquidity needs.
Ultra Short Duration Fund
3–6 MonthsAsset Breakdown: Short-duration debt
Targets modest returns over a brief holding period.
Low Duration Mutual Fund
6–12 MonthsAsset Breakdown: Low-duration instruments
Suited to short investment horizons.
Money Market Fund
Up to 1 YearAsset Breakdown: Money-market securities
Focuses on instruments with short maturities.
Short Duration Fund
1–3 YearsAsset Breakdown: Short-duration debt
Balances yield potential and interest-rate sensitivity.
Medium Duration Fund
3–4 YearsAsset Breakdown: Medium-duration debt
For investors comfortable with moderate duration exposure.
Medium to Long Duration Fund
4–7 YearsAsset Breakdown: Medium to long-term debt
More sensitive to interest-rate changes.
Long Duration Fund
>7 YearsAsset Breakdown: Long-duration debt
Higher duration exposure and rate sensitivity.
Dynamic Bond Mutual Fund
FlexibleAsset Breakdown: Dynamic duration debt
Manager adjusts duration based on rate expectations.
Credit Quality & Issuer-Specific Debt Funds
Corporate Bond Fund
Min 80% AA+ & aboveAsset Breakdown: High-rated corporate bonds
Prioritises higher credit-quality issuers.
Credit Risk Fund
Min 65% AA & belowAsset Breakdown: Lower-rated corporate debt
Seeks yield with higher credit risk.
Banking and PSU Fund
Min 80% Banks/PSUsAsset Breakdown: Bank and PSU bonds
Focuses on government-linked and banking issuers.
Gilt Mutual Fund
Min 80% G-SecsAsset Breakdown: Government securities
No corporate credit risk, but duration risk remains.
Gilt Fund 10-Yr Constant Duration
Min 80% G-SecsAsset Breakdown: G-Secs | Duration = 10 Years
Maintains a targeted interest-rate sensitivity.
Floating Rate & Closed-Ended Debt Funds
Floater Fund
Min 65% Floating RateAsset Breakdown: Floating-rate instruments
May adjust more readily to changing rates.
Fixed Maturity Plan / FMP
100% Locked MaturityAsset Breakdown: Locked-maturity debt instruments
Closed-ended investment aligned to a fixed maturity.
Hybrid Mutual Funds
Invest in a mix of both company stocks and fixed-income debt to balance growth and safety.
- Suitable For
- Balanced Growth & Income
- Ideal Horizon
- 3 To 5+ Years
- Risk Level
- Moderate
Equity-Oriented Hybrid Funds
Aggressive Hybrid Fund
65%–80% EquityAsset Breakdown: Equity-led mix with debt allocation
Balances growth focus with debt exposure.
Balanced Hybrid Fund
40%–60% EquityAsset Breakdown: Balanced equity and debt mix
Seeks a measured blend of growth and stability.
Dynamic & Multi-Asset Funds
Dynamic Asset Allocation / BAF
0%–100% DynamicAsset Breakdown: Dynamic Equity and Debt allocation
Allocation changes with market conditions.
Multi Asset Allocation Fund
Min 10% in 3 classesAsset Breakdown: Equity, Debt and a third asset class
Diversifies across three distinct asset classes.
Low-Risk & Income-Oriented Hybrid Funds
Conservative Hybrid Fund
10%–25% EquityAsset Breakdown: Debt-led mix with equity
Lower equity allocation for a conservative approach.
Equity Savings Fund
Min 65% Total EquityAsset Breakdown: Equity, arbitrage and debt
Seeks tax-efficient balance using arbitrage.
Arbitrage Fund
Min 65% ArbitrageAsset Breakdown: Cash-futures arbitrage strategies
Aims to capture market-neutral pricing opportunities.
Why Invest in Mutual Funds through PL?
Experienced Financial Advisors
Personalized advice for your investment goals.
Comprehensive Range
A broad selection of mutual fund categories.
Seamless Paperless
Easy account opening, investment and tracking.
Monthly Performance Reports
Clear reports and analysis for your portfolio.
Benefits of DigiMF app
Get the right advice & right mutual fund with PL
- Seamless registration for new users
- Explore PL’s top picks & recommendation
- Stay updated on new fund offers
- Track MF investments
- Access portfolio performance reports
- Capital gains report, dividend report, & more
How to invest in Mutual Funds with PL
To invest in mutual funds with PL, follow these 3 simple steps:
-
Step 01Open an account with PL
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Step 02Fill out the risk profiler-cum-asset allocation questionnaire
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Step 03Select a fund on DigiMF app that aligns with your financial goal, risk appetite and investment horizon
